Terms and Conditions

1. Acceptance of the Terms
By accessing and using this website and our services, you agree to these Terms and Conditions in full. If you disagree with any part of these terms, please do not use the site or associated services.

2. Description of the Service
ModoVago offers a risk profile analysis service, the creation of suggested and optimized portfolios, and market monitoring through customized reports and educational content. We do not provide personalized financial advice or perform fund management. All content is for informational and educational purposes only.

3. Eligibility
The user declares that he or she is over 18 years of age and has the legal capacity to accept these terms and use this service independently.

4. Personal Use
The service is intended for personal use only. Redistribution, copying, reproduction, or commercialization without the written consent of the service provider is prohibited.

5. Payments
Access to the services is through a one-time payment or subscription plan, as detailed on the website or partner platforms (e.g., PayPal). Users understand that payment entitles them to receive the services included in the chosen plan. Refunds are not accepted, except in the case of technical errors attributable to the provider.

6. User Responsibility
The user is responsible for ensuring that the recommendations and suggestions align with their actual financial situation. By using this service, you agree that the investment decisions made are solely your own.

7. Limitation of Liability
We do not guarantee financial results, performance, or avoidance of losses. The service is not a substitute for the advice of a licensed professional. Under no circumstances will we be liable for direct or indirect damages arising from the use of the service.

8. Data Protection
All information collected from the user will be treated in accordance with our Privacy Policy. The user consents to the use of their information to generate personalized reports and receive relevant service updates.

9. Modifications
We reserve the right to modify these Terms and Conditions at any time. Modifications will be communicated through the website. Continued use of the service implies acceptance of the new terms.

10. Jurisdiction
These Terms and Conditions are governed by the laws of the Argentine Republic. Any dispute arising from the use of the Site or Services shall be resolved before the ordinary courts of the country.